ScoreWizard can help you improve your credit score online!

Your Privacy:

Score Wizard, Inc. has created this privacy statement in order to demonstrate our commitment to protecting your privacy. The following discloses our information gathering and dissemination practices for this website. The website does not collect any personally identifiable information from your computer. It only uses information you enter on a voluntary basis. This site may contain links to other sites; Score Wizard, Inc. is not responsible for the privacy practices or the content of such Web sites.

Our Principles for Privacy Protection:

Score Wizard, Inc. does not share your financial information with any non-affiliated third parties other than those who help us provide assistance to you, and in turn are required to maintain such information in strict confidence. We will not rent or sell your name or certain personal financial information to any outside organization or marketer, who can provide additional assistance to you, as long as you exercise your "Opt-Out" rights. We further maintain security practices and procedures designed to ensure the security, integrity and confidentiality of your personal financial information. And, we educate our employees about safeguarding client information and preventing unauthorized access, disclosure or use, while limiting employee access to client information to those who need it to assist you.

Score Wizard, Inc. uses "cookies" as a mechanism to allow our website to deliver simple data to a client or user. The ScoreWizard, Inc. uses a temporary cookie. It is not used for marketing and is used to maintain the continuity of the online session. If cookies are disabled in the user browser, users may be required to re-enter log-in and password with each change of the page.

Score Wizard, Inc. is responsive to all industry standard protocols to protect the privacy of users. Cookies are stored by the user on the local hard drive, or during actual communication, stored in memory.

Most browsers today support cookies, but some older versions may not. Among others, Microsoft, Netscape Navigator, and Spyglass do support cookies.

Security:

This web site is secured using a Thawte Digital Certificate. This ensures that all information you send to us via the World Wide Web will be encrypted through SSL (Secure Socket Layer). Please click on the Thawte Authentic Site Seal, which will verify the validity of our Thawte Certificate, and our commitment to your security.

The security measures in place protect against the loss, misuse and alteration of the information under our control including the logging of visitor IP addresses to protect against abuse. Score Wizard, Inc. cooperates fully with state and federal authorities in prosecuting those involved in any illegal access to, or use of, Score Wizard, Inc. web properties. The security and privacy of personal and financial information is of the utmost importance to Score Wizard, Inc..

We at Score Wizard, Inc. value you as a client and respect your right to privacy. We understand that maintaining the confidentiality of your financial situation is of the utmost importance to you, and that you have turned to us for help based upon our experience, competence, professionalism, and sense of responsibility. We want to make sure you understand what information we gather about you, how we use it, and the safeguards we have in place to protect it. We also want you to understand that, when you request our assistance, you are asking us to intervene with your creditors on your behalf, and that the sharing of certain nonpublic information with them is a necessary part of the credit counseling process.

What information do we collect?
We collect nonpublic personal information about you from the following sources:
   * Information we receive from you on applications or other forms, as well as through face-to-face conversations, phone calls, and e-mail.
   * Information about your transactions with us.
   * Information we receive from your creditors.
   * Information we receive from your credit reports.

What information do we disclose?
We may disclose the following kinds of nonpublic personal information about you:
* Information we receive from you on applications or other forms and from other communications with you, such as your name, address, financial account numbers, Social Security number, assets and income.
* Information about your transactions with us, such as your account balance, monthly payment obligations, payment history, and method of payment.

Who do we disclose information to?
We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.
We may disclose nonpublic personal information about you to your financial service provider creditors; such as banks, savings and loans, credit unions, mortgage bankers, finance companies, credit card issuers, affiliates and partners.

How do you Opt-Out?
Score Wizard, Inc. has many Marketing Partners who may offer services that will be useful to its clients. Some personal information may be shared with these Marketing Partners, unless the client chooses to not allow Score Wizard, Inc. to share this information. This is called "Opting Out". If you do not want your information shared with Score Wizard, Inc. Marketing Partners, and wish to "Opt-Out", you must send an e-mail to optout@myscorewizard.com. Be sure to include your full name, current address, and home phone number.

How do we protect information?
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide assistance to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Questions or Corrections
If you have any questions about our privacy policy and practices, please e-mail us at: help@myscorewizard.com.

For corrections to any personal data in our files, please submit a written request to:

Score Wizard, Inc.
1013 Green Pine Blvd
Suite G-2
West Palm Beach, FL 33409

Note: Please be sure to include your name, current address, client identification number and/or phone number in all correspondence.

Thank you for choosing Score Wizard, Inc. to improve your financial well-being.